https://www.stephan.michard.io/tags/monte-carlo/ Recent content in Monte Carlo on Home Hugo -- gohugo.io en Sat, 22 Nov 2025 00:00:00 +0000 https://www.stephan.michard.io/2025/compound-simulation-exploring-portfolio-uncertainty/ Sat, 22 Nov 2025 00:00:00 +0000 https://www.stephan.michard.io/2025/compound-simulation-exploring-portfolio-uncertainty/ Introduction Financial planning is often built on a deterministic story: “If I invest X € each month at 5 % per year, I’ll have Y € in 20 years.” But real markets are anything but deterministic. Price fluctuations, volatility, and unexpected shocks can significantly change outcomes. This new tool builds on the foundation of the Compound Interest Calculator, which takes a deterministic view of capital growth. This new tool introduces a probabilistic perspective by using Monte Carlo simulation to explore a spectrum of possible portfolio trajectories based on the users assumptions.